Form: 10-K

Annual report pursuant to Section 13 and 15(d)

February 20, 2025


Exhibit 23.1



Consent of Independent Registered Public Accounting Firm




We consent to the incorporation by reference in the registration statements (No. 333-267634 and 333-267632) on Form S-3 and (Nos. 333-224986, 333-272959, and 333-272960) on Form S-8 of our reports dated February 20, 2025, with respect to the consolidated financial statements and financial statement schedule IV – Mortgage Loans on Real Estate of MFA Financial, Inc. and the effectiveness of internal control over financial reporting.

/s/ KPMG LLP
 
New York, New York
February 20, 2025