Exhibit 12.1

  

Computation of Ratio of Debt-to-Equity

 

		At December 31, 2009
(Dollars in Thousands)
Repurchase agreements		$	7,195,827
Mortgage payable on real estate			9,143
Total Debt		$	7,204,970
Stockholders' Equity			2,168,262
Ratio of Debt-to-Equity		3.3:1
Debt-to-Equity Multiple			3.3	x